Sports Insurance
Specialized Sports Insurance for Businesses, Teams, Professionals and Individuals
At Rogers McLean Shaw we offer recreational facilities and sports insurance for a variety of companies, teams and organizations. The sports and recreation world is vast, with each site or team requiring a completely tailored insurance program.
As a fitness-based organization, your risks are unique. Not only do you have staff and customers to protect when visiting your locations, you have to think about all the other logistics of running a business. Ensure peace of mind and safety for your club or company by working with a Rogers McLean Shaw sports insurance broker.
We provide sports insurance for:
- Teams
- Leagues
- Organizations
- Associations
- Tournaments
- Sports Camps
- Health Clubs
- Wellness Centres
- Dance Studios
- Martial Arts
- Instructors
- Personal Trainers
What is sports insurance?
The sports and fitness industry can encompass a lot of different jobs and facilities that comes with unique risks. Sports insurance is a variety of coverages that ensure you are protected if an employee or customer are injured, equipment is damaged, or you experience or you lose assets to fires and floods.
Who needs sport and fitness insurance?
All businesses or contractors should have some form of insurance. Some of these roles may include:
- Directors
- Managers
- Coaches
- Officials
- Referees
- Players
- Employees
- Volunteers
Sports insurance coverage
Sports and recreational insurance will vary depending on your company’s needs. Some key coverages include:
- Commercial General Liability – covers property damage, injuries and potential legal expenses caused by negligent acts by yourself or an employee.
- Professional Liability – also known as errors and omissions – covers a mistake or negligent service that results in a third-party loss without property damage or bodily injury.
- Director and Officers Liability – protects your organization if it is faced with legal action for alleged wrongful acts that can include misrepresentation of finances, defamation and employee allegations.
- Sports Equipment – a type of property coverage that is also known as content insurance. It protects sporting equipment that is owned or leased by an organization if that equipment is damaged, stolen lost or vandalized.
Insurance for your recreational and sports facilities
Whether you are a boutique spin studio, a gym chain or a golf course at Rogers McLean Shaw we offer complete insurance packages and risk assessments for any type of sports and fitness locations. If you’re unsure what type of insurance you need, talk to one of our brokers.
Protect your players – insurance for athletes of any age
No matter what the age is off the people you are working with and whether its on a paid or voluntary basis, you should have insurance. If a seven-year-old kid that is on the basketball team you coach falls and breaks an arm, you could potentially be held liable for the injury. Professional liability would help cover the legal costs if you were sued.
Special Event Liability Insurance for Sporting Events
Special events may need additional temporary coverage that goes beyond your standard business policy. A sports event liability insurance policy is a short-term policy that provides liability coverage for third-party injuries and property damage that might occur at the event. This could include events such as an end-of-season party, a charity run or a hockey tournament. If you are planning an event, talk to your broker about the types of coverages available to you.
How much does sports insurance cost?
The costs of a sports and recreation policy will vary depending on the services you offer and the types of facilities they are provided in. Some factors to consider include:
- Length of season or sessions
- Location that they take place
- The training and education facilitators may have
- Your insurance claim history
Our sports insurance brokers will ask you a variety of questions to help better understand your business.
Why Sports Industry Clients Rely on Rogers McLean Shaw
As a partner of the Rogers Insurance Group of Companies, we have access to a variety of international insurance companies and can deliver competitive quotes. With over 65 years based in Edmonton, our Rogers McLean Shaw team understands what its like running a business that supports the local community.
Our team keeps up with changes in the industry and stays on top of emerging trends related to sports and recreational services to make sure you get the risk-management assessments necessary to customize the ideal package for your business.
Talk to one of our brokers today for a free quote.